Nearing Retirement or Retired

We understand that the transition from wealth building to “what’s next?” can be daunting. Whether you aim to retire, downshift, or just focus more time on the people, places, and things you care most about, Johnson Sterling can help you navigate the journey. Through personal outreach and timely education, we will help you stay on track financially and have some fun along the way.

We offer the following services:

Comprehensive Financial Planning

Our financial planning process is highly personalized and centered on the priorities that matter to our clients — from planning well for retirement to effective budgeting strategies and legacy planning. We are fiduciaries, and each step of our financial-planning process reflects our clients’ best interests at all times.

Investment Management

Johnson Sterling guides you to investment objectives and decisions based on your life goals, risk tolerance, and liquidity needs. We handle all activities associated with the management of our client’s portfolios, from day-to-day buying and selling of securities to portfolio monitoring, transaction settlement, performance measurement, and regulatory & client reporting.

Financial Wellness Coaching

Building a plan to manage financial wellness throughout all of life’s twists and turns is important. That’s where Johnson Sterling can help free you from financial worry. From basic savings strategies to paying down debt, we’ve got the tools to help you gain confidence in managing your finances.

Retirement Planning Optimization

Let’s face it: retirement planning can be overwhelming. Johnson Sterling works with you to determine your unique goals, the amount of money you may require at retirement, and helps develop an individual investment strategy that will help you reach those goals.

Risk, Insurance, & Annuity Analysis

Based on your age and risk tolerance, we work with you to review products to help you stay on financial track, secure income after retirement, and manage life’s curveballs

Social Security & Medicare Analysis

We specialize in walking our clients through their options when it’s time to take advantage of their Social Security and Medicare benefits. We’ll help ensure you’re getting the most of these programs.